We are not just a law firm; we also offer title services. Title services involve issuing title insurance, working with the seller and buyer to sign real estate and loan documents, providing notary services, and acting as the escrow agent who holds the deposits and disburses the proceeds when the deal is done. When someone speaks of “attending a closing,” they are talking about going to a title company to sign real estate and loan documents to close the deal. Unbeknownst to many buyers and sellers, however, is that they have a right to choose what title company to use. Typically, the real estate agent will steer them to a title company the realtor prefers. But that is only because buyers and sellers do not know they can choose where to close their deals. So, the next time you buy or sell real estate, choose Rory B. Weiner, P.A. as your Title Company.

Title insurance is no different than other insurance products you may buy, for example, health or life insurance, renter’s insurance or homeowner insurance. It protects you against unexpected losses. In this case, it protects you against unexpected losses from a title defect. At closing, the title company issues the buyer a title insurance policy to fix an unexpected title defect. For example, if, after the closing, the buyer discovers a lien on the property that would cost $20,000 to remove, he would make a claim to his title insurance company. The insurance company would either pay the $20,000 to remove the lien or hire lawyers to challenge the lien’s validity on the buyer’s behalf. Regardless, you would pay nothing to have the defect fixed.

What distinguishes our title services from most others is our attorney. Most title companies operate without attorneys; they just have a licensed title agent. A title company run by an attorney allows that title company to handle legal matters that arise out of the closing. A buyer may need a special deed crafted, or a seller may have old or invalid liens on their property that need to be removed. In other words, an attorney title company offers many more services. Unless our attorney’s help is extraordinary, there is typically no extra cost for this legal service. What also distinguishes us is that our title manager has over 30 years’ experience in the industry, and she makes the closing effortless and successful. 

Are you selling your home? Utilize our calculator to help you project fees such as closing costs.